MILITARY STAR Shoppers at Kadena can budget for large purchases with Pay Your Way plans

MILITARY STAR Shoppers at Kadena can budget for large purchases with Pay Your Way plans

by Sabrina Beal
AAFES Okinawa Exchange

KADENA AIR BASE, OKINAWA – As the holidays approach, MILITARY STAR® cardholders at Kadena Air Base have a budget-friendly way to get through their shopping lists with Pay Your Way.

A financing program that provides fixed monthly payments at a reduced, fixed annual percentage rate of 9.99%, Pay Your Way offers three plans:

  • 36 months for purchases from $300 to $499.99.
  • 36 months or 48 months for purchases from $500-$999.99.
  • 36 months, 48 months or 60 months for purchases greater than $1,000.

“Pay Your Way makes holiday budgeting easier,” said Kadena Exchange Store Manager Flordeliza Payton. “The plans allow for more flexibility when it’s time to pick up the perfect holiday gifts for family, friends or even yourself.”

Pay Your Way is available at Army & Air Force, Navy, Coast Guard and Marine Corps exchange main stores, as well as Express and fuel locations are excluded. Kadena shoppers can use multiple Pay Your Way plans (based on available credit).

Veterans with service-connected disabilities can use Pay Your Way as they mark their first holiday shopping season with expanded in-store exchange shopping benefits. Pay Your Way is also available to Veterans who have verified their eligibility to use their lifelong exchange benefit at

Cardholders can estimate monthly payments on qualifying Pay Your Way purchases using the calculator at (accessible through QR codes located on signage throughout exchange stores).

Kadena shoppers earn 2% in rewards on qualifying Pay Your Way purchases. MILITARY STAR® cardholders earn $20 rewards cards for every 2,000 points credited to their account.

The MILITARY STAR card is administered by the Army & Air Force Exchange Service through the Exchange Credit Program and is accepted at all military exchanges and commissaries. For more information, visit

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