Tips to spend wisely on household purchases

Tips to spend wisely on household purchases

by StatePoint Media
StatePoint Media

Running a household can be expensive, but experts say that there are new ways you can save big on needed items.

“The days of clipping coupons may be out of style, but finding ways to save money never is,” says Michael McAuliffe, president of Family Credit Management. “From in-store apps to price trackers, new tech tools can help.”

The experts at Family Credit Management are encouraging consumers to research their money-saving options, as technology is always evolving. To get you started, they have narrowed down a few tech-savvy ways to streamline and save.

  • Browser Extensions: Whether you use Google Chrome, Internet Explorer, Safari or Firefox as your internet browser, there are sites you can visit to add an extension to your searching power. It’s like adding an additional search box which will know to look for the best deals out there whenever you are shopping online and compare prices side-by-side, cutting out some of the legwork for you. Some well-known examples are PriceBlink, The Camelizer and InvisibleHand.
  • Coupon Apps: Mobile apps such as Coupon Sherpa, SnipSnap and Yowza, enable you to scan items while you’re in-store and find the best value coupons on the spot.
  • Price Drop Alert Trackers: Don’t make the mistake of assuming Amazon is the be-all-and-end-all for saving. Prices drop all the time. But, how can you keep track of who is dropping them and when? With a tracker app, you can tell the app what to look for and it will notify you when your wanted items drop in price. IFTTT (If This Then That), camelcamelcamel and Price Tracker for Amazon will keep an eye on prices for you to make sure you’re the first to see the best deals.
  • Credit Card Points/Discounts: Credit cards can encourage overspending, but when used carefully and within budget, offer certain advantages. For example, store-specific credit cards often offer special discounts, kickbacks and coupons for cardholders. Just think how you could double up on the savings by using some of the above tools, as well as by purchasing with a card with added bonuses. Remember though, that any savings you earn will quickly be eaten up if you pay interest charges. To avoid this trap, never use a credit card unless you can pay the entire balance in full each month. Also, think very carefully about opening a new account, as this can negatively affect your credit.

More household shopping, spending and saving tips can be found at

When it comes to household spending, be smart. You can stay within budget by practicing spending discipline and leveraging the latest tech tools

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